My Cards+ Add Card
Use credit how you want
Cover expenses, fund inventory, or fuel expansion, all through the available credit on the cards you already carry.
Open account →Access your credit.
Fund your business.
Put the spending power you already have to work. Turn what's available on your business cards into usable cash for payroll, rent, inventory, and the everyday expenses a card can't cover.
Works with
A platform that puts the spending power on your business cards to work, as cash you can use.
Not a loan. Not a new line of credit. Not another card to manage.
The credit you already have
It's already sitting on the business cards you carry, nothing new to apply for.
Cash in your balance
That spending power becomes real money in your Kashu balance in just a few taps.
Yours to spend and send
Move it to your own bank for payroll, rent, inventory, and taxes, the things a card can't pay.
The power of credit,
with the freedom of cash.
Your available credit unlocks new ways to move and manage money. Kashu turns the spending power you already have into usable cash, so you can pay, fund, and send, without the delays, limits, or gatekeepers of traditional systems.
$19,600.00
Transfer up to $22,500
Expedited
within an hour
Up to 3 Biz Days
Estimated by
Monday, May 15th
Monday, May 15th
Fee
Coming soon
Transfer to
CHASE ••1111
$42,318.00
Send funds where they're needed
Push cash to your bank, payroll tools, or the platforms you already use, in just a few taps and on your own schedule.
Explore transfers →Transactions
Search
+$5,750.00
Pending
−$2,500.00
Pending
−$420.00
Sent
+$2,400.00
Pending
+$9,150.00
Deposited
−$1,250.00
Sent
Every move, in one ledger
Every deposit and withdrawal in one clear, real-time view you can search, filter, and reconcile.
Try now →Bank account connected
You've linked Chase to Kashu.
Secure, verified connections
Link your cards and bank through bank-grade, encrypted connections. Every account is verified before a dollar moves.
Learn about security →Once it's cash, put it to work.
Your available credit, ready for the everyday costs a card was never built to cover.
Payroll
Cover your team on time, straight from available credit.
Paid ✓Rent & facilities
Pay lease, warehouse, and office costs a card won't take.
Paid ✓Wires & ACH
Send money where it needs to go, on your schedule.
Sent ✓Contractors & vendors
Pay the people and partners you work with, no limits.
Sent ✓Inventory
Fund stock and supplies when the moment is right.
Funded ✓Taxes & bills
Cover the obligations that keep the business running.
Paid ✓Why businesses run on Kashu.
The spending power you already have, without the baggage of a loan or one more account to babysit.
What you skip
No new debt
You're not borrowing anything new, you're putting the available credit already on your cards to work.
No new credit check
No application, no hard pull, no waiting on approval. Connect the cards you carry and go.
No lock-in, no surprises
Flat, transparent pricing with no monthly fees and nothing to cancel.
What you get
Cash a card can't give
Payroll, rent, taxes, vendors, cover the bills a card was never built to pay.
One clear ledger
Every move in and out in one real-time view you can search, filter, and reconcile.
Verified and secure
Bank-grade encryption, KYB and OFAC screening, and funds held at regulated partner banks.
Serious infrastructure behind every move.
Kashu runs on the rails and safeguards the largest businesses rely on, so your money moves with confidence. Learn more →
Powered by Visa's B2B network
Payments run on Visa's B2B acceptance and supplier enablement, alongside every major card network and ACH, reaching over 99% of U.S. financial institutions through secure, verified connections.
Real-time transaction alerts
Review this transfer
A $4,000 ACH to your account ending in 1111 is ready to send.
ApproveDecline
Approved
Your $4,000 ACH is on its way.
24/7 fraud monitoring
AES-256 · Biometric unlock
Encrypted, and locked to you
Encryption & biometrics
Ready to put your credit to work?
Turn the credit you already carry into cash your business can use. Get started in minutes, or reach us with a question.
Still have a question? Email us →01What is the Kashu Wallet?+
Kashu Wallet is a platform where business owners can access capital from their cards and move it to their bank account to pay bills and run the day-to-day. The credit you already carry becomes usable cash, on your terms.
02What can I use the funds for?+
Your credit, your move. Most business owners use Kashu for payroll, real estate, inventory, down payments, cash flow, and marketing.
03How much does it cost?+
8.5% per transaction, and $0 for ACH off the platform to your bank account. Instant transfers (Zelle integration) are coming soon. See our fees page for the full breakdown.
04How fast does money move?+
Payments on the platform happen in 1 to 2 business days, and standard ACH transfers to your bank account go out in 2 to 3 business days. Visit our Help Center for more information.
05Are there limits?+
No, your card is the limit. Newer accounts have transaction throttling and risk scoring, but your goal as a business owner with Kashu should simply be to use what you need.
06Is this a loan?+
No, Kashu is not a loan. We're a fintech platform that gives you the freedom to move: make an account, connect your cards, and move cash to your bank account for business operations.