Two products. One honest page of fees.

Flip the switch to see what Kashu costs on your side. Almost everything is $0, and the few real fees are right here in plain numbers.

Kashu Wallet
8.5%

The one platform fee to access your available credit as cash. No account fee, and no monthly fee.

Explore Kashu Wallet Explore Kashu Pay

The fees that do exist

Your processing rates

No asterisks, no starting-at, no surprises.

Plain per-transaction pricing, blended rate included.

8.5%

Access your credit

The one platform fee to access your available credit as cash. It's the same every time, with no asterisks.

$0

Standard withdrawal

Send your funds to your bank at no cost. This is the default, and it's always free.

Coming soon

Expedited withdrawal

A quicker route to your funds when you need them sooner. We're building it now, and standard withdrawals stay free.

Business Card Mastercard 3456 Rewards Card VISA 4291 Your Bank Checking 8490 Payroll Inventory Expansion

Card, in person

Visa / MC / Discover1.8% + 15¢
American Express2.5% + 15¢
Blended rate2.2% + 15¢

Card, online

Visa / MC / Discover2.2% + 15¢
American Express2.9% + 15¢
Blended rate2.5% + 15¢

Bank transfer (ACH)

Standard ACH0.50% + 25¢
With surcharge on0%

From your credit to your bank

Choose how much of your available credit to access, confirm, and see your funds on the way, all from your phone.

See how the Wallet works
Choosing a withdrawal amount in the Kashu Wallet
Choose your amount
Kashu confirming your funds are on the way to your bank
Funds on the way

See what accessing your credit really costs

See exactly what you keep on every sale

Enter an amount and watch Kashu's one fee come out, so you see what lands in your wallet.

Enter a sale, pick how you got paid, and see your take-home before you ever sign up.

Your numbers
$
Pass the fee on with surchargeYour customer covers it, so you keep 100%.
Standard withdrawals to your bank are always free. The only fee is the 8.5% platform fee.
What lands with you What you keep
In your wallet, after fees
Your take-home on this sale
$915
91.5% you keep8.5% Kashu fee
The 8.5% platform fee applies when you access your available credit as cash. Standard withdrawals to your bank are always free.
Rates shown are Kashu's standard published rates. With surcharge enabled, the card fee is passed to your customer where permitted by law and network rules.

Almost everything is free

No surprises, ever

Here's the full list of what Kashu never charges you a fee for.

The things other processors nickel-and-dime you for are simply included.

$0total, across everything on this list
0%with surcharge on, you keep 100% of the sale
  • Create your account$0
  • Monthly account fee$0
  • Inactivity fee$0
  • Add or remove a credit card$0
  • Link a bank account$0
  • Change a payment method$0
  • Standard withdrawal to your bank$0
  • A withdrawal that fails from wrong details$0
  • Surcharge model, the card fee passes to your customer0%
  • Hidden fees, there are none$0
  • Monthly or setup fees$0
  • Bolt-on for secure processing$0
Kashu Wallet

Access your credit as cash

Put your available credit to work as usable funds in your wallet, then send it to your bank whenever you need it.

8.5%one flat platform fee
  • Free standard withdrawals to your bank
  • No account fee and no monthly fee
  • Link cards and bank accounts at no cost
Explore the Wallet
Kashu Pay

Accept payments

Take card and bank payments in person or online, with an optional surcharge model so you keep 100% of the sale.

From1.8%+ 15¢ per in-person card sale
  • Card online, in person, and ACH
  • Surcharge passes the fee to your customer
  • No monthly or setup fees
Explore Kashu Pay

Put your available credit to work

Start accepting payments

Create your account in minutes. No account fee, no monthly fee, no strings.

Get set up with clear, published rates and a simple flat structure.

* Rates shown are Kashu's standard published rates. Final pricing depends on your industry, risk profile, and monthly processing volume.